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Rates & Insurance

AFFORDABLE THERAPY

Individuals who require therapy should be able to pay it, as it is a service that genuinely helps people. There are many reasons why someone might not go to therapy, I  never want money to be one of them. I offer a range of payment choices to suit their clients' budgets, such as Insurance, Out of Network Benefits, and Sliding Fee Scales.  

Accepted Insurances

 

I’m able to take several insurance plans, including Aetna, Blue Cross Blue Shield, and Cigna. Even if I’m not in-network with your insurance, many companies will reimburse part (and sometimes all) of your counseling fees with just a little paperwork. I’m happy to guide you through that process and answer questions along the way.

Since COVID-19, most insurance providers have expanded their coverage for online sessions. That means telehealth/virtual therapy is often covered the same way as in-person counseling. If you’re unsure what your plan includes, let’s connect—I can help you figure out what options you have.

Questions to Ask Your Insurance Provider

 Before starting counseling, it’s a good idea to contact your insurance company directly to understand your benefits. You can click the image of the insurance below and it will take you right to their website.  


Here are some helpful questions you can ask:

  1. Do I have mental health benefits included in my plan?
     
  2. What is my copay or coinsurance for each counseling session?
     
  3. Is Rooted in Hope Counseling (or Keenan Crowley, RMHCI) an in-network provider?
     
  4. If not in-network, do I have out-of-network benefits, and how much is reimbursed?
     
  5. Do I need prior authorization or a referral from my primary care doctor?
     
  6. Does my plan cover telehealth/virtual counseling sessions?
     
  7. What is my deductible, and has any of it been met?

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